Simply put, your eligible paycheck is available up to 2 days before your regular payday. It’s a free, automatic feature we offer so you can pay bills, manage expenses, or earn interest on your money sooner. For example, if you normally get paid on Friday, you’ll now see your paycheck in your account as soon as Wednesday.
No. Early direct deposit is a free, automatic feature that comes with our Spending Account. As long as you’re eligible for early direct deposit, there’s nothing stopping you from getting paid early.
As long as some of your direct deposit goes into your Spending Account and you receive your money early, it’ll show up early in all your accounts. You can split your direct deposit using our form.
In most cases, you can set up direct deposit to your Ally Bank Spending Account in minutes right from our direct deposit page . For all accounts: If you’re setting direct deposit up from your employer or payment provider’s website, use our routing number (124003116) and your account number. If your payment provider needs a direct deposit form, you can download one . It may take 1-2 pay cycles before your new direct deposit takes effect.
No. It’s an automatic free feature of our Spending Account. No. It happens automatically after you open a Spending Account and set up direct deposit .Log in to your account and check your transaction history. If you see “Early Direct Deposit 💰” it means you got your direct deposit early, and future direct deposits from that payment provider should also start coming in up to two days early. You can also customize a deposit alert with your expected direct deposit amount and get notified when your paycheck hits your account. On ally.com:
- Select Profile and Settings
- Choose Alerts, then select Bank Accounts
- Go to Deposits to add a new alert On our mobile app:
- Select Profile
- Choose Alerts, then select Bank Accounts
- Go to Deposits to add a new alert
Yes. We allow up to 8 early direct deposits per account per statement cycle, and each deposit must be $10,000 or less. If you don’t get your deposit early, expect it to arrive on your regularly-scheduled payday.
Your deposit type isn’t eligible (like a transfer between bank accounts or a deposit that’s not from a qualifying employer, business or government program)
Yes. You will need to set-up direct deposit with your new payroll provider. You may be able to set-up your direct deposit right from our direct deposit setup page . If your new payroll provider needs a form, we’ve got you covered. Save time by printing a prefilled form with your preferences, or you can fill out a blank form .
A FEW THINGS YOU SHOULD KNOW
Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.
Ally Servicing LLC, NMLS ID 212403 is an affiliate of Ally Financial Inc.
Options involve risk and are not suitable for all investors. Review the Characteristics and Risks of Standardized Options brochure before you begin trading options. Options investors may lose the entire amount of their investment or more in a relatively short period of time.
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