The Children's Health Insurance Program (CHIP) covers children in families that earn too much money to qualify for Medicaid but can’t afford to buy private insurance.
If you’re new to CHIP, you’ll choose a health plan for your child from the ones available in your service area (PDF).
Members in the CHIP program can get benefits like:
CHIP health plans also offer value-added services — extra services you can get in addition to your CHIP benefits. Compare value-added services offered by the health plans in your service area.
Some CHIP members with special health care needs might receive service coordination. A service coordinator can make sure you get the health care services you need from your health plan. Find out more about service coordination.
If your child had Medicaid before and now has CHIP, you might be able to keep your health plan and your doctor. Many health plans that provide Medicaid also provide CHIP.
Depending on your income, you may have to pay an enrollment fee and co-pay for doctor visits and medicine. Enrollment fees are $50 or less per family, per year. Co-pays for doctor visits and medicine range from $3 to $5 for lower-income families and $20 to $35 for higher-income families.
CHIP has a cap for dental services. If your child needs dental services beyond the cap, you will need to get approval first from your dental plan. Call your dental plan if you need help.
To learn more about your services, go to your health plan’s website.